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Mortgage Payment Protection Insurance

Mortgage Payment Protection Insurance also known as (MPPI) is designed to cover the cost of your mortgage payments in the event that an accident, sickness or unemployment prevents you from working. Most MPPI policies will only pay out for a maximum of a year, so if you do have sufficient savings in place to tide your over for this length of time, then it may be that you do not require cover.

Normally mortgage protection policies will start paying out either 31 days or 60 days after you are unable to work. Although, some policies have a 'back to day one' plans. This means that the benefit you receive is backdated to the date you were first out of work. Monthly payments are normally capped, usually at £1,500 or £2,000 a month or at a percentage of your income. So if you have a very large mortgage, you will need to think about how you will cover any surplus.

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Great Policy at a Great Price.
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M. Hibbert
London
Very Helpful Staff, Answered All My Questions Good Price too, my family is now covered.
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Manchester
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Birmingham
A Big Thank you for All the help and Advice
S. Wilson
Liverpool
Couldn’t Believe How Cheap It is, a lot less than I thought
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Edinburgh
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Cover from £5 per month equivalent to 17p a day, based upon a £100,000 decreasing term policy over 10 years with guaranteed premiums for a non-smoker, aged 30.